Tag Archives: Greeley Disability Attroney

Did You Know? 4 Oddball Injuries Covered By Workers Compensation

Unbeknownst to many individuals, Workers Compensation covers a wide variety of injuries, situations, and conditions. In spite of this, we’ve decided to compile a helpful article to help you understand what else is covered by workers compensation.

Running Errands

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If you find yourself running errands for your boss, you’re technically working. Even though you’re not at the work place, the activity you’re partaking in is considered work. Due to this, if you sprain your ankle while walking off a curb or trip and chip your tooth while walking, you have the potential to be covered by workers compensation. It is important to note, however, you’ll be denied workers compensation if you’re running errands for either yourself or a fellow coworker.

Utilizing Company Vehicles

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Do you frequently find yourself using a company vehicle? Whether it be for driving to work, meeting with clients, or even traveling to business meetings, you may be covered by workers compensation if you find yourself in an accident. However, if you’re in your own personal vehicle and end up in the same predicament, you’ll likely be denied workers comp.

Loud Working Conditions

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How loud is the work environment you’re in? If it’s considerably loud and you suffer from a loss of hearing, you have a good chance of receiving workers compensation benefits. If you’ve been working at the same company with said noisy environment for a number of years, your impairment has the potential to be covered. Before filing a claim, its best to consult your local Denver Disability Lawyer or Greeley Disability Lawyer, to figure out the best course of action for your given situation.

Corporate Events

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Is your company offering a company-wide picnic or event? If you find yourself becoming injured during this situation, you could be covered by workers compensation. Whether it be hurting yourself during a friendly volleyball game, trip during a game of catch, or even slipping on slippery pavement, be sure to consult with a Greeley Workers Compensation Lawyer or Denver Workers Compensation Lawyer to gain better direction with the matter at hand.

Time Plan You Need to Know When Getting a Disability Claim

Workers’ compensation is a beneficial feature for employees like you because it provides insurance protection against injury that happens in the course of employment. It is an assurance for you as an employee that your employer is in-charge when something happens to you while doing your job. However, this insurance can add to your burden if you don’t know the process of getting your disability claim. It is then important that you know the deadlines you need to meet to get your claim.

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Involved Parties in the Process

When getting your disability claim, the responsible parties you need to interact with are your employer and the insurer. You need to know about how you can discuss with them the important things to take care of when going through the process. You might also need the service of a Denver workers compensation lawyer if you think you will have a hard time interacting with them.

Initial Steps to Be Done

When an accident happens and a worker is injured, the employer needs to make a report about the fatal injuries to the Division immediately. Failure to do it might delay the process so the employer should be responsible in doing this task. Within 4 days after the employer’s report is submitted, the injured employee should also submit a written report about the injury to his employer. The employer will then report all the injuries to the insurer within 10 days.

Insurer’s Decision

The insurer has 20 days to assess all the reports of the employer and make decisions about the claim. The insurer can either accept or deny the claim depending on the incident and the reports of the employer. In case of denial, a Notice of Contest will be released and the injured employee can file an Application for an Expedited Hearing within 45 days.

There are cases where filing for Division IME to dispute MMI or whole person impairment and filing for a hearing on any other issue are opposed by the injured employee. The injured employee can object to Final Admission of Liability within 30 days. If in 6 months no action to prosecute the claim happens after the injured employee objects to a Final Admission of Liability, the insurer may request the Division’s Director to close the claim.

The whole process of getting disability claim is indeed laborious. It will take a long time if there are unsettled conditions about the claim or worse, the claim may be closed. It is recommended to consult a Denver disability lawyer or Greeley workers compensation lawyer when going through the process because problems you can encounter in the process are too hard to win. A counsel will be a great help and it will also include assistance regarding the requirements and documents you need to take care of in getting your disability claim.

 

The process before the acceptance of your request for disability claim could be a very complicated process especially when hearings are needed to be done. Kaplan Morrell can provide you the legal assistance you need throughout the process so contact us here or give us a call at (866) 356-9898 for your FREE consultation.

Workers Compensation for People with Multiple Jobs

When times are hard and you have to make ends meet, you are compelled to take on multiple jobs. You should be aware of the possibility that you might get injured in one of those jobs. This is truly a disappointing experience. If you need someone to defend your right to proper compensation, ask the help of a Greeley workers compensation lawyer.  In the meantime, read below and acquaint yourself with the basic process of claiming benefits.

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Where to start?

You must know that having multiple jobs still makes you eligible for compensation benefits. The procedure gets a bit tricky as you’re in an inconvenient situation. First, focus your attention on the job in which you were injured. You’ll be claiming your workers compensation from the insurance provider of that company. Your benefits include all doctors’ fees, prescription, lost wage, and transportation fees to and from the hospital or clinic where you’re being treated. The second (or third) job won’t provide you with these benefits for the simple reason that you did not incur injury in that workplace. The second job is not accountable for your condition.

Let’s say the injury was pretty severe. Your doctor advised you not to go to work for BOTH jobs. In this case, you may be required to show your pay stubs from the second job. The insurance provider of the first job is then required to pay you your average weekly wage, which includes the money you could’ve earned from that second job.

What is an Average Weekly Wage?

Your combined income in a week is called average weekly wage. It is important that you get a fair wage in the first place. This will affect your temporary disability or permanent disability pay so it’s best to get this done correctly.  If you don’t think you’re getting paid enough, contact a Greeley disability attorney and they will help you fix it. Some people even go to trial for this. For sure, you would want to get yourself a lawyer if it’s what the situation calls for.

What about the Second Job?

You should inform your injury to your second employer, even if you did not incur the accident at his or her workplace. After telling your boss, notify the insurance provider. Don’t expect to receive much from them, though. But this doesn’t mean you don’t have a claim at all. If the second (or third) job lets you go because you haven’t been around to do work, then you should contact a Greeley disability attorney. You can file for state disability benefits. Don’t get confused – this filing is separate from what you’re filing in your first job.

Other things to keep in mind

Remember to inform the management immediately. Time is crucial here. As an injured worker, the faster your claims come, the better it will be for your general health. The process can be time consuming and tedious. It can also be extremely disappointing if your claim gets denied. Know that Kaplan Morrell is here to help you. Contact us today for a FREE CONSULTATION.