Tag Archives: Denver Workers Compensation

Workers’ Compensation: A Mutual Benefit

In any company in the US, it is an important priority that workers are protected when they are on their jobs. Knowing that they are safe and can perform their duties would mean stability not only of the workforce but the company as a whole.

For this reason, the Occupational Safety and Health Administration (OSHA) has been tasked to enforce certain rules for workplace safety. Companies have to follow the rules to maintain a safe workplace and to keep themselves away from penalties and fines. But there are cases that accidents may still be possible because of negligence and outside factors. A worker might injure himself while doing his job or worst might lose his life.

You need to speak with an experienced Denver Workers Compensation Lawyer in order to get the benefits you are entitled to by law.

Workers Compensation Whats in it for you?

Benefits are being provided to workers who are injured on the job. The Workers’ Compensation system in Colorado provides benefits that include:

  • Medical treatment benefits
  • Lost wages benefits
  • Money for disfiguration
  • Money for permanent disability

Work injuries are classified into two: accidents and occupational diseases.

Dependents of workers who unfortunately lost their lives on the job can receive death and funeral benefits. Hardships may come after an injury or fatality while on the job that is why workers’ compensation is designed to protect workers and their dependents. Its intention is to benefit the employee and employer alike.

So it is also important to note that a worker can’t sue an employer or co-worker for the injuries. For an instance, you encountered an accident together with another employee or you acquired a disease over time because of the current working conditions, you cannot sue your co-worker, employer or anyone who works for your company. Protecting the employer from lawsuits is one of the main purposes of the Workers Compensation law.

The Right Things to do

Workers must follow certain rules and procedures in order to receive the benefits. Keeping your employer informed about your injuries is an important thing to remember.

It is stated in the Colorado Workers Compensation Statute that you have four days to inform your employer about your injuries through writing. Failure to comply will result to serious problems when collecting benefits at a later time. It is also stated that the employer has a choice of doctors who provide treatment to the injured worker. If the employer doesn’t send the injured worker to a doctor, the worker can go to any doctor that he chooses.

Expected Wage Increase

All the way from the Mountain States Employers Council, the latest annual Colorado Compensation Survey denotes that Colorado employers are expecting to raise the wages of their workers by an average of 2.8 percent in 2015, same increase they projected for 2014. This is a survey done to 444 Colorado employers with a combined 38,884 employees from different business sectors. The two consecutive years of projected 2.8 percent increases for 2014 and 2015 are the highest since 3.3 percent increase in 2008. This may lead to a positive outcome of an increased Workers’ Compensation as this is based on the workers’ wages. Taking the example of the Lost Wages benefit:

Temporary Total Disability Benefits – If an injured worker is not able to work for more than three days due to the treatment process, the insurance company is obliged to pay two-thirds of the worker’s average weekly wage. This benefit continues until the injured worker is capable of going back to work in full duty or the doctor states that he already reached the maximum medical improvement.

 

Benefits sound good in the workplace, however claiming your benefits is quite a tedious and painstaking process if one does not know his rights and responsibilities. Before you lose the opportunity of receiving what you deserve, it is best to have legal assistance. Speak with a Denver Workers Compensation Lawyer today.